Banking That Grows With Your Business

To open a business account, you'll need: your EIN (Employer Identification Number), business formation documents (Articles of Incorporation or LLC Operating Agreement), your business license, personal identification for all beneficial owners (25%+ ownership), and a business address verification. For sole proprietors, we accept a valid government-issued ID and your SSN. Most accounts can be opened entirely online in under 15 minutes.

To earn the $500 welcome bonus: Open a Business Growth checking account, deposit at least $10,000 within 60 days of account opening, make 10 qualifying transactions within 90 days, and maintain an average balance of $5,000 for the first 6 months. The bonus will be credited to your account within 30 days of meeting all requirements. Full terms and conditions apply — speak with your relationship manager for details.

Yes! We offer startup-friendly credit solutions including our Startup Line of Credit (up to $100K) for businesses with at least 12 months of operating history, and revenue-based financing for younger companies. We look at your business's potential, not just traditional credit metrics. Our startup specialists will work with you to find the right solution for your growth stage.

Absolutely. All our business accounts support unlimited user access with customizable permission levels. You can add employees, accountants, and advisors with read-only, transaction-only, or full admin access. All activity is tracked with detailed audit logs, and you can set spending limits for each user. Multi-user access is available at no extra cost.

We integrate with 500+ business tools through our API and direct partnerships. Popular integrations include QuickBooks, Xero, Shopify, Stripe, PayPal, Square, Salesforce, and Slack. For Enterprise customers, we offer custom API development and direct ERP system integration. Our developer documentation is comprehensive and includes SDKs for all major programming languages.

Our standard business loans are approved in as little as 24-48 hours for qualified applicants. Lines of credit under $100K can be approved same-day. SBA loans and larger facilities typically take 5-10 business days due to government requirements. Our team will keep you informed at every step, and your dedicated relationship manager is always available to answer questions.